Paying, link and nodal branches explained
Learn how paying, link and nodal branches are shown in pension-related records and where to check current arrangements.
Why a record may name several branches
A pension-related BSR record may list a paying branch and an associated link or nodal branch. These names describe relationships in the source directory. They do not mean that each branch has the same role or that you should visit all of them.
Paying branch
The paying branch is the main bank branch named in the pension-related entry. Our page shows its recorded code and the branch details available in the source. The entry alone cannot tell you whether a particular pension payment has reached an account.
Link branch
Some entries name a link branch associated with the paying branch. It may be different from the branch where the pensioner holds an account. We show its code and address only when those details are recorded.
Nodal branch
Some entries also name a nodal branch for the bank’s pension work. Read it as a separate source detail, not as another name for the paying branch. If the field is blank, the reference has not supplied that information for the entry.
Check who handles your request now
Bank arrangements may have changed since the directory was published. For a pension claim, delay or account question, ask your bank or the relevant pension office where to send the request. Keep account numbers and private pension papers out of messages to this website.
Visit the official CPAO BSR directory ↗ (opens in a new tab)
Find the available branch record
You can search for a BSR code, IFSC or branch and read the relationships shown on its page. A missing relationship is not proof that the bank has no link or nodal branch.